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DGAP-News: Silvia Quandt & Cie. AG, Merchant & Investment Banking: In-between the lines - Bernhard Eschweiler (deutsch)

Veröffentlicht am 26.03.2012, 10:34
Silvia Quandt & Cie. AG, Merchant & Investment Banking: In-between the lines - Bernhard Eschweiler

DGAP-News: Silvia Quandt & Cie. AG, Merchant & Investment Banking /

Schlagwort(e): Sonstiges

Silvia Quandt & Cie. AG, Merchant & Investment Banking: In-between the

lines - Bernhard Eschweiler

26.03.2012 / 10:33

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- Official and market forecasts for German growth are rising again

- Domestic demand, especially housing construction, seen as growth engine

- Upward revisions will support positive market momentum

In the second half of last year, we argued strongly against the widespread

pessimism in financial markets. In particular, we did not believe in a

double-dip recession in the US and a Chinese hard landing. Against this

background, we also saw little risk that Germany could get pulled into a

recession despite the drag from the Euro debt crisis. By and large our

view has prevailed. Nevertheless, our 1.5% growth estimate for Germany in

2012 seemed overly optimistic compared to official and market forecasts.

This is starting to change.

Over the last 10 days, three of the five leading German economic research

institutes (IfW, IWH and RWI) raised their growth forecasts for this year

as well as 2013. Market consensus forecasts have moved higher as well.

More revisions from other official and market sources are likely to follow

and will probably point in a similar direction. The only exception so far

is the forecast of the government's expert advisory board (the so-called 5

'Wiseman'). This, however, was not a full-scale review, but a tiny interim

adjustment, which incorporated the weaker data around the turn of the year.

To be sure, our growth outlook is still on the high side. For 2012, the

gap is between 0.2 and 0.9 of a percent. For 2013, however, most new

estimates are approaching our 2+% growth forecast. In terms of the

quarterly profile, this implies that most forecasters still expect some

weakness in the first half of this year. In contrast, we expect growth

already to resume in the first quarter. Our positive estimate for the

first quarter is mostly based on the rise in business confidence

indicators, which imply a return to trend growth. The risk to our view is

that the pick-up will start later than the indicators imply. Industrial

production rose in January, but was still below the fourth- quarter

average. Thus, industrial production will have to rise further in February

and March to validate our view.

Cyclical and monetary shifts

The positive change in German growth forecasts reflects two key

developments:

- First, signs that the global business cycle is regaining momentum. In

the US, the proof is already in the numbers. In most other economies,

rising leading indicators point to a turnaround.

- Second, massive monetary policy support. Most instrumental is the

liquidity support from the ECB, which has prevented a financial

meltdown in Europe and elsewhere. Furthermore, the policy shift in

Emerging Markets, notably China, from tightening to easing provides

real stimulus.

German housing recovery becomes reality

In the case of Germany, the improved cyclical and monetary conditions are

complemented by positive domestic demand fundamentals. This is nothing new

and actual figures have so far disappointed expectations, especially

consumer spending. Still, there is reason for optimism. One area where

positive fundamentals are starting to materialize is construction,

especially for housing. The German housing sector is highly fragmented (by

location, demographics and regulation), yet several developments stand out:

- While population growth has stagnated over the last ten years, the

number of households has increased by nearly 7%.

- Labor market and income dynamics have improved markedly.

- Mortgage rates are at historical lows, both in nominal and real terms,

and banks are happy to lend.

- Discouraged by the financial and Euro debt crisis and worried about

inflation, Germans are looking for 'real' investment opportunities at

home.

- Supply has not kept up with demand. The average housing completion

rate over the last ten years was less than 3 units per 1000 residents.

For the last five years it was barely two, while 3-to-4 units are

needed over time to maintain housing stocks and standards.

- The demand-supply imbalance is likely to increase if better economic

performance in Germany leads to more migration from the Euro-area

periphery.

To be sure, Germany is unlikely to experience a US-style housing boom, but

recovery is no longer a forecast. The Bundesbank reported in its February

monthly bulletin that housing prices rose 5.5% in 2011, after 2.5% in 2010,

which is a notable pick-up from the near stagnation in previous years.

According to the federal statistics office, housing construction permits

rose 22% in 2011. The Ifo institute expects that housing permits will rise

11% in 2012 and another 8% in 2013.

A supplementary development for the construction sector is the fallout from

Germany's new energy strategy. First, new energy efficiency rules for

housing

and tax incentives are leading to investments in insulation and better

heating systems. Second, the replacement of nuclear power through

renewable energy requires massive investments in the energy infrastructure,

which has a large construction component. Against this positive demand

backdrop, Germany's construction sector has some catch-up to do. Since the

mid 1990s, the number of construction companies fell by 45% and the number

of construction workers dropped by 53%. Not surprisingly, the February Ifo

survey reported the first positive balance of responses from construction

firms in over ten years.

Forecast changes to support market momentum

The change in official and consensus forecasts is important for markets,

especially equities. So far, the rally has been driven by better economic

news versus low expectations. The result has been short covering. Actual

trading volumes have been relatively low. Markets have also been torn

between stronger forward looking indicators (e.g. surveys) and softer

backward data (e.g. production figures). The positive forecast revisions

mean that not just the absence of bad news but genuine optimism will push

market sentiment higher. This development is not only happening at the

macro level but at stock levels as well. This is probably not the start of

a lasting bull market, given the broader deleveraging environment, but the

positive forecast revisions imply that the rally has some momentum left.

Disclaimer

This analysis was prepared by Bernhard Eschweiler, Senior Economic Advisor,

and was first published 26 March 2012, Silvia Quandt Research GmbH,

Grüneburgweg 18, 60322 Frankfurt is responsible for its preparation. German

Regulatory Authority: Bundesanstalt für Finanzdienstleistungsaufsicht

(BaFin), Graurheindorfer Str. 108, 53117 Bonn and Lurgiallee 12, 60439

Frankfurt.

Publication according to article 5 (4) no. 3 of the German Regulation

concerning the analysis of financial instruments (Finanzanalyseverordnung):

^

Number of recommendations Thereof recommendations for issuers to which

from Silvia Quandt Research investment banking services were provided

during

GmbH in 2012 the preceding twelve months

Buys: 93 35

Neutral: 56 6

Avoid: 10 0

Company disclosures

Article 34b of the German Securities Trading Act (Wertpapierhandelsgesetz)

in combination with the German regulation concerning the analysis of

financial instruments (Finanzanalyseverordnung) requires an enterprise

preparing a securities analysis to point out possible conflicts of interest

with respect to the company or companies that are the subject of the

analysis. A conflict of interest is presumed to exist, in particular, if an

enterprise preparing a security analysis:

(a) holds more than 5 % of the share capital of the company or companies

analysed;

(b) has lead managed or co-lead managed a public offering of the

securities of the company or companies in the previous 12 months;

(c) has provided investment banking services for the company or companies

analysed during the last 12 months for which a compensation has been or

will be paid;

(d) is serving as a liquidity provider for the company's securities by

issuing buy and sell orders;

(e) is party to an agreement with the company or companies that is the

subject of the analysis relating to the production of the recommendation;

(f) or the analyst covering the issue has other significant financial

interests with respect to the company or companies that are the subject of

this analysis, for example holding a seat on the company's boards.

In this respective analysis the following of the above-mentioned conflicts

of interests exist: none

Silvia Quandt Research GmbH, Silvia Quandt & Cie. AG, and its affiliated

companies regularly hold shares of the analysed company or companies in

their trading portfolios. The views expressed in this analysis reflect the

personal views of the analyst about the subject securities or issuers. No

part of the analyst's compensation was, is or will be directly or

indirectly tied to the specific recommendations or views expressed in this

analysis. It has not been determined in advance whether and at what

intervals this report will be updated.

Equity Recommendation Definitions Silvia Quandt Research GmbH analysts rate

the shares of the companies they cover on an absolute basis using a 6 -

12-month target price. 'Buys' assume an upside of more than 10% from the

current price during the following 6 - 12-months. These securities are

expected to out-perform their respective sector indices. Securities with an

expected negative absolute performance of more than 10% and an

under-performance to their respective sector index are rated 'avoids'.

Securities where the current share price is within a 10% range of the

sector performance are rated 'neutral'. Securities prices used in this

report are closing prices of the day before publication unless a different

date is stated. With regard to unlisted securities median market prices are

used based on various important broker sources (OTC-Market).

Disclaimer This publication has been prepared and published by Silvia

Quandt Research GmbH, a subsidiary of Silvia Quandt & Cie. AG. This

publication is intended solely for distribution to professional and

business customers of Silvia Quandt & Cie. AG. It is not intended to be

distributed to private investors or private customers. Any information in

this report is based on data obtained from publicly available information

and sources considered to be reliable, but no representations or guarantees

are made by Silvia Quandt Research GmbH with regard to the accuracy or

completeness of the data or information contained in this report. The

opinions and estimates contained herein constitute our best judgement at

this date and time, and are subject to change without notice. Prior to this

publication, the analysis has not been communicated to the analysed

companies and changed subsequently. This report is for information purposes

only; it is not intended to be and should not be construed as a

recommendation, offer or solicitation to acquire, or dispose of, any of the

securities mentioned in this report. In compliance with statutory and

regulatory provisions, Silvia Quandt & Cie. AG and Silvia Quandt Research

GmbH have set up effective organisational and administrative arrangements

to prevent and avoid possible conflicts of interests in preparing and

transmitting analyses. These include, in particular, inhouse information

barriers (Chinese walls). These information barriers apply to any

information which is not publicly available and to which any of Silvia

Quandt & Cie. AG and Silvia Quandt Research GmbH or its affiliates may have

access from a business relationship with the issuer. For statutory or

contractual reasons, this information may not be used in an analysis of the

securities and is therefore not included in this report. Silvia Quandt &

Cie. AG and Silvia Quandt Research GmbH, its affiliates and/or clients may

conduct or may have conducted transactions for their own account or for the

account of other parties with respect to the securities mentioned in this

report or related investments before the recipient has received this

report. Silvia Quandt & Cie. AG and Silvia Quandt Research GmbH or its

affiliates, its executives, managers and employees may hold shares or

positions, possibly even short sale positions, in securities mentioned in

this report or in related investments. Silvia Quandt & Cie. AG in

particular may provide banking or other advisory services to interested

parties. Neither Silvia Quandt Research GmbH, Silvia Quandt & Cie. AG or

its affiliates nor any of its officers, shareholders or employees accept

any liability for any direct or consequential loss arising from any use of

this publication or its contents. Copyright and database rights protection

exists in this publication and it may not be reproduced, distributed or

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of Silvia Quandt Research GmbH. All rights reserved. Any investments

referred to herein may involve significant risk, are not necessarily

available in all jurisdictions, may be illiquid and may not be suitable for

all investors. The value of, or income from, any investments referred to

herein may fluctuate and/or be affected by changes in exchange rates. Past

performance is not indicative of future results. Investors should make

their own investment decisions without relying on this publication. Only

investors with sufficient knowledge and experience in financial matters to

evaluate the merits and risks should consider an investment in any issuer

or market discussed herein and other persons should not take any action on

the basis of this publication.

Specific notices of possible conflicts of interest with respect to issuers

or securities forming the subject of this report according to US or English

law: None

This publication is issued in the United Kingdom only to persons described

in Articles 19, 47 and 49 of the Financial Services and Markets Act 2000

(Financial Promotion) Order 2001 and is not intended to be distributed,

directly or indirectly, to any other class of persons (including private

investors). Neither this publication nor any copy of it may be taken or

transmitted into the United States of America or distributed, directly or

indirectly, in the United States of America.

Frankfurt am Main, 26.03.2012

Silvia Quandt Research GmbH

Grüneburgweg 1860322 Frankfurt

Tel: + 49 69 95 92 90 93 -0

Fax: + 49 69 95 92 90 93 - 11



Ende der Corporate News

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26.03.2012 Veröffentlichung einer Corporate News/Finanznachricht,

übermittelt durch die DGAP - ein Unternehmen der EquityStory AG.

Für den Inhalt der Mitteilung ist der Emittent / Herausgeber

verantwortlich.

Die DGAP Distributionsservices umfassen gesetzliche Meldepflichten,

Corporate News/Finanznachrichten und Pressemitteilungen.

Medienarchiv unter http://www.dgap-medientreff.de und

http://www.dgap.de

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